Rent vs Buy Calculator
Decide whether it's better to rent or buy a home based on long-term wealth.
Results Dashboard
Biometric Parity Auditor for Rent vs Buy Calculator
Wealth Summary
Best Choice
₹
BUY
You could be better off by ₹2,06,47,105 over 20 years.
₹55,541
Monthly EMI
222% of Rent
₹2,56,57,084
Property Value
Predicted Worth
₹1,07,27,319
Final Wealth
Profit Made
Smart Analysis
We recommend that you buy in this situation. Buying could leave you with ₹1,07,27,319 in wealth, while renting will cost you ₹99,19,786 in total. The difference between buying and the other option is ₹2,06,47,105 over 20 years.
How it Works
Compare the total cost of renting versus buying a home over many years, including property growth and loan interest.
Formula
Verdict = Max[(Future Property Value - Total Buying Cost), (-Total Rent Paid)]