Home Affordability Calculator

Find out how much home you can realistically afford based on your income.

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Biometric Parity Auditor for Home Affordability Calculator

Buying Power Awaiting Data

Enter your income details to calculate your maximum home price.

How it Works

Enter your gross monthly income and any existing debts. Choose your expected interest rate and tenure to see your maximum home price, loan amount, and safe EMI limit.

Formula

Max EMI = (Income × 50%) - Existing EMIs; Max Loan = EMI × [((1+r)^n - 1) / (r(1+r)^n)]; Max Price = Loan / 0.8

Example Calculation

Income: ₹1,50,000 | Existing EMI: ₹10,000 | Rate: 8.5% | Result: Affords ~₹1Cr Home

Frequently Asked Questions